What is a Medical Checking Account?

A Medical Checking Account is an account where a member can pay for medical expenses and possibly receive a State of Idaho income tax deduction** on deposits made to the account. These accounts are offered as a regular share savings, a share draft checking, or a share certificate. Call a Member Services Representative for more information.

Free of Service Charges

  • NO minimum balance required
  • NO monthly service charges
  • NO per check fees
  • NO transaction fees
  • NO fees to access your Line of Credit (Overdraft Protection – OAC)

Additional Features

  • Numerous check designs
  • Direct deposit
  • Automatic withdrawal
  • Debit & ATM cards
  • Paper or e-statements

Medical Checking Rates

The APY is accurate as of the last dividend declaration date.

Minimum Balance Dividend Rate APY*
$0.00 0.05% 0.05%

**Please consult your tax advisor for possible tax benefits.

Idaho Medical Savings Account via Idaho.gov

*APY Is Annual Percentage Yield. Rates are accurate as of the last dividend declaration date. Rates may change after the account is opened. Fees or other conditions could reduce the earnings on the account.

If you have any questions, please call our Member Services Department at 208-884-0150 or 800-223-SAVE (7283).

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