Yes! Contact a Member Services Representative for details.

No, there is a limit of one CapEd Tunes Checking account per main member’s social security number.

No, there’s no minimum balance requirement to open the account or receive the rewards.

A posted and settled transaction means that the transaction amount has been deducted from your account. Remember, it can take several days for a transaction to post and settle.

No, only PIN and non-PIN debit card purchase transactions count.

You will receive an email at the beginning of each month following the qualification cycle stating whether you met the qualifications, the available amount of your refund rewards, and when the refund rewards expire.

You must meet all the account qualifications to receive the ATM refunds. The refunds will automatically post to your account. An ATM receipt must be presented for reimbursement of ATM fees of $5 or more.

High Yield Checking Account Details
CapEd Tunes Checking Account Details

As long as all qualifications are met, domestic ATM fees, up to a maximum of $25 per qualification cycle will be refunded on the first day of the month immediately following the qualification cycle in which the ATM fees were charged. An ATM receipt must be presented for reimbursement of ATM fees of $5 or more.

ATM fees will be refunded on the first day of the month immediately following the statement cycle in which the ATM fees were charged.Reward refund amounts are earned on the first day of the month immediately following the qualification cycle. Purchases can be made during the month the refund rewards are earned.

Refund rewards will be posted to your account on the first day of the month immediately following the statement cycle in which the purchase was made.

If you do not meet the qualifications during a qualification cycle, your account will still function as a free checking account; however, you will not receive refund rewards or ATM refunds for that qualification cycle.

Qualification cycles begin on the last business day of the month and end on the business day before the last business day of the next month.

Since it may take a week or more for purchases to post to your account, and since the refund rewards expire monthly, we recommend you make your purchases several days before the end of the month.

You must use your CapEd Tunes debit card to make purchases online at the iTunes® store and at Amazon®.

Yes, refund rewards earned during the qualification cycle must be used in the next qualification cycle. The sign up bonus refund expires 60 days after the account is opened.

We recommend that you wait at least 48 hours after opening your account before making purchases. Otherwise, you may not receive your refund.

Yes, you automatically earn a bonus refund of up to $10 to be used for iTunes® or Amazon.com® purchases.

It’s simple; at least 12 debit card transactions must post and clear your CapEd Tunes account each qualification cycle. You must also enroll online and accept the disclosure to receive eStatements.

You earn a refund reward of up to $5 each qualification cycle to be used for iTunes® or Amazon.com® purchases. You also get refunds of domestic ATM fees, up to a maximum of $25 per qualification cycle. An ATM receipt must be presented for reimbursement of ATM fees of $5 or more.

No, there is never a service charge for a CapEd Tunes account. It is a free account.

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