Business Checking

With a Business Account at CapEd you can choose from a variety of services available.

Overdraft Protection

Business members will be able to use their share savings account under the business membership number for overdraft protection. Business lines of credit are also available upon credit approval.

Overdraft Privilege

Business accounts receive a $1000 overdraft limit on checking accounts that qualify. Overdraft Privilege allows you to overdraw your account up to the disclosed limit for a fee in order to pay a transaction.

Share Certificates

Business accounts can have share certificate accounts under the business membership and earn the same interest as our regular share certificates.


Business checking accounts will be charged an $8.00 monthly fee if the account has more than 300 transactions during the calendar month.

Documents Required

The documents required are based on your business type. See the checklist.

Business Check Products

Business members can order business supplies through our Deluxe Market Start Program

Business Debit Cards

Business accounts can have a VISA Debit Card for all the joint signers on their business account.

Simplified Employee Pension IRA’s

The employer makes a contribution to the traditional IRA’s of their employees.

SEP plans are simple to set up and administer.

We look forward to serving our members with all of their business needs. Please feel free to call any Member Service Representative for more details.

**All signers on the account must qualify for membership in the credit union.

Securing Your Retirement One SEP at a Time

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