wellspoken

CapEd’s legacy is built on helping people and supporting education. Our Commercial Real Estate Loans and Credit options are to help you grow your legacy. We provide Commercial Real Estate, Equipment, Vehicle and Working Capital Lines with decisions made by people you know here in Idaho. When you work with CapEd you not only are growing your business, but you’re a part of a financial institution dedicated to education. We know you have passion for your business. Our passion is supporting education – we’ve been doing it since 1936.

Commercial Real Estate Loans

Real property such as office complexes, warehouses, retail stores and apartments are all commercial real estate projects we’ll consider. We like to keep things simple, so here are important details:

Loan Amount:

We’ll loan up to 80% of the property value, collateral property must be in Idaho.

Term:

Variable term & amortization options available.

Equipment

Your business needs equipment to operate. We’ll help with your new or used equipment financing needs. We keep this simple and straightforward as well:

Loan Amount:

We’ll loan up to 80% of sales price.

Term:

Variable term & amortization options available.

Vehicles

You have to get around. We finance new or used vehicles where the title is held in the business name. Here are the nuts and bolts:

Loan Amount:

We’ll loan up to 100% of cash sales price or 80% if the vehicles is considered part of a fleet.

Term:

Variable term & amortization options available.

Working Capital Lines

Businesses need the ability to breathe and having access to Working Capital gives you that ability. CapEd offers Revolving Lines of Credit that are either secured or unsecured. Below are the details. Speaking of money, CapEd offers Cash & Treasury Services to help your money work the best for your business.

Loan Amount:

Up to $100,000 unsecured and $250,000 secured

Term:

Variable term & amortization options available.

Supporting Education

Education touches everyone and we all know at least one teacher. You’re most likely thinking of your favorite teacher who impacted your life. Working with CapEd supports education. Through the Idaho CapEd Foundation, Teacher Grants provide resources to enterprising teachers and at WeLoveTeachers.org businesses and individuals can connect to deepen that support of education.

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