wellspoken

Buying a Home When Prices are Low

June 16, 2011

Throughout the country, the prices of homes are still very low. And while that is not-so-good news for the folks who are trying to sell, it’s making for some good deals for potential home buyers. In fact, home sales are the lowest they have been in years in many places. Many people are hesitant to […]

Posted in Credit, Money Sense | Tagged

APR Explained

February 2, 2011

“I thought the rate on our mortgage was going to be 6.5%,” Jack said. “What’s this APR thing for 6.875%?” Ann peered over his shoulder and glimpsed the paperwork he was studying. “Yeah, I had the same question,” she said. “Let me see if I can remember how Jason at the credit union explained it.” […]

Posted in Credit |

7 Steps To Credit Score Repair

December 7, 2010

If your scores are above 760, you’re probably already getting the best rates. If they’re anywhere below that mark, though, they could stand some improvement. So here are the nine steps you can take to speedy credit repair:

Posted in Credit |

Understanding Credit So That You Can Make Wise Financial Decisions

November 4, 2010

The more time you spend online, the more information you are likely to share with other users and Websites. Even if you don’t consider yourself a heavy Internet user, you should still be cautious. Your identity is involved in many of your online transactions, whether you’re shopping or social networking. Various types of transactions may […]

Posted in Credit |

Consumer Contact Reference Guide

August 17, 2010

To purchase your Experian Personal Credit Report: Log on to www.experian.com, and enter all of the requested information to receive your personal credit report online within minutes. Payment may be made using VISA, MasterCard, Discover or American Express. Call 1 888 EXPERIAN (1 888 397 3742). Enter your numeric identification information as prompted, using your […]

Posted in Credit |
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