We are a people-oriented Credit Union that provides personal and business financial services of superior quality and convenience. Our primary focus areas are member financial well-being, enrichment of community and promotion of quality education.
The information that impacts a credit score varies depending on the score being used. Credit scores are affected by elements in your credit report, such as: Number and Severity of Late Payments Type, number and age of accounts Total debt Public records Credit scores do not consider the following information: Your race, color, religion, national […]
Making positive changes in the way you use credit can impact your scores. Pay your bills on time Your payment history is the single most important part of having good credit scores. It accounts for almost one-third of the total in most credit-scoring systems, so late payments will have an immediate and very serious impact […]
Tell the consumer reporting company, in writing, what information you think is inaccurate. Include copies (NOT originals) of any documents that support your position. In addition to providing your complete name and address, your letter should identify each item in your report you dispute; state the facts and the reasons you dispute the information, and […]
We all know that identity theft is an increasing threat to the safety of your financial future. But what do you do when you suspect that you have become a victim? Fortunately, credit reporting agencies such as Experian provide helpful resources to protect your credit.
Capital Educators FCU does not provide, and is not responsible for, the product, service, or overall website content on third-party websites. Its privacy polices do not apply to linked third-party websites. Visitors should consult the privacy disclosures on any particular website for further information.