wellspoken

Financial resolutions for 2012 may trump joining the gym

January 10, 2012

NEW YORK (1/3/12)–Move over, health and fitness. When it comes to New Year’s resolutions, beefing up personal finances is right up there with cutting calories and slimming down (USNews.com Dec. 22). The number of Americans making financial resolutions this year jumped to 42%, up from 35% last year, according to Fidelity Investments’ annual study (Fidelity.com Dec. 15). […]

Posted in Money Sense |

Free Trials Will End Up Costing You

August 29, 2011

We, as a credit union, are concerned for the well-being of our members’ accounts and peace of mind. Free Trials Teeth whitening, weight loss, become a millionaire, and credit reports are just some of the “free trials” that are being marketed on the Internet and television every day. These free trials are not always as […]

Posted in Fraud & ID Theft, Money Sense |

Ask the Expert: Buying Timeshare

July 5, 2011

Q: I just got a free offer for a vacation in the mail. It really sounds good! All I have to do is sit through a 90-minute presentation. Is there any reason NOT to take advantage of this offer? A: It depends what you want out of this vacation. If you want to have a […]

Posted in Money Sense |

Buying a Home When Prices are Low

June 16, 2011

Throughout the country, the prices of homes are still very low. And while that is not-so-good news for the folks who are trying to sell, it’s making for some good deals for potential home buyers. In fact, home sales are the lowest they have been in years in many places. Many people are hesitant to […]

Posted in Credit, Money Sense | Tagged

Teaching Our Children the Value of Saving . . . By Example

April 12, 2011

Q: My daughter recently began babysitting, and treats her income as completely disposable. She doesn’t want to save or invest any of it. My wife explained that she could have more money by investing and tried setting up an account for her at the credit union, but she wouldn’t hear of it. I don’t want […]

Posted in Money Sense |
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