wellspoken

Save Money at the Pump: Smaller Engines With Higher MPG

August 9, 2011

Electric cars and hybrids aren’t the only cars that can help you pass the gas pump more often. Auto companies are boosting miles per gallon with smaller but still powerful gasoline engines. And check out the cost: If you need better gas mileage but can’t afford a pricey hybrid, new cars with smaller, high-mpg gasoline […]

Posted in Monthly Newsletter, YAM |

Know the Best Times to Shop and Save

August 9, 2011

Saving money on basics such as clothes, books, technology, food, and home supplies sounds appealing, right? By shopping during the right times, and at the right places, you’ll find plenty of ways to snag some savings. Computers and electronics Buy: July and August, or after a new model is launched Buy in the middle of […]

Posted in Monthly Newsletter, YAM |

Give Financial Planners a Once-Over Before Hiring

August 9, 2011

If you’re like many people, you may be tempted to hire the first financial adviser you meet. Or, like others, maybe you’ll get a recommendation from family members or friends. You probably won’t even do a background check. Make sure you’re not entrusting your college, retirement, or life savings to the wrong person. Here’s how […]

Posted in Monthly Newsletter, YAM |

You’ve Been Phished – Now What?

July 5, 2011

Even the most tech-savvy people are victims of phishing attacks. Despite being educated and prepared, you still may be fooled into giving out your personal information. If you’ve been phished, you should assume that you’ll probably become a victim of credit card fraud, bank fraud, or identity theft. The following advice will help you if […]

Posted in Monthly Newsletter, YAM |

Retirement – Gen Y, This Is For You

July 5, 2011

By the year 2042, Social Security’s reserve trust funds could be exhausted. Though people disagree about when the money will run dry, and how to avoid it, it could happen in your lifetime. You can prepare for it, starting now. IRAs (individual retirement accounts) offer young workers the opportunity to potentially receive higher benefits than […]

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