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Understanding Credit So That You Can Make Wise Financial Decisions
The more time you spend online, the more information you are likely to share with other users and Websites. Even if you don’t consider yourself a heavy Internet user, you should still be cautious. Your identity is involved in many of your online transactions, whether you’re shopping or social networking. Various types of transactions may require your full name, address, credit card number, employment history and birth date — information you shouldn’t share with an untrustworthy site.
To safeguard your identity online, be wary of Websites that:
Require more information than is necessary to conduct a transaction. If a Website requires your Social Security number to make a general, non-credit related purchase, don’t provide it.
Ask you to provide your credit card number on an unencrypted site. Always double check that the URL begins with HTTPS (Hypertext Transfer Protocol Secure) before hitting the “submit” button and sending personal information.
You link to through an email you received from someone you don’t know or trust. Also be careful about clicking on links in emails from sources that aren’t familiar.
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