What is the “Courtesy Pay Rut”? It’s when a member is accessing Courtesy Pay on a regular basis, month after month, and can’t seem to get ahead. If you are having trouble shedding this Courtesy Pay Rut, contact our Representatives at 208-884-0150 or 800-223-7283. 

You have options and we can help. CapEd has helped many members find their way out through lending options, counseling, and by attending the personal budgeting classes we offer.
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