CapEd Educator Loans
We love teachers! And that’s not just the name of one of our many programs to support education. Because we love teachers and education so much, CapEd offers Educator Loans to educators engaged in private, charter, public, parochial, or community education in the state of Idaho.

Educator Loans are available to:

  • Assist educators with classroom expenses not covered by the school/district
  • Assist with living, relocation, wardrobe, or supply expenses until the educator receives his/her first paycheck
  • Assist educators with the expenses associated with working towards a higher degree or other types of certifications

The details:

  • Borrow up to $3000.00
  • Up to a 24-month loan term
  • Must pass standard credit criteria
  • Must have an active rewards checking account
  • Must have direct deposit
  • Must set up automatic loan payments


  6 month 12 month 18 month 24 month
$750 0.00% 0.00% not available
$751 – $1,500 0.50% 1.00% 2.00% 3.00%
$1,501 – $3,000 1.00% 2.00% 3.00% 4.00%
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