Lines of Credit

  • Unsecured & Open-ended Line of Credit
  • Up to $25,000 (based on credit-worthiness)
  • Automatic Payment Options
  • Online Access with eBranch

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Signature Loans

  • Unsecured Personal Loan
  • Up to $25,000 (based on credit-worthiness)
  • Best for Vacations, Furniture, or Other Major Purchases
  • Maximum Term of 60 Months
  • Automatic Payment Options

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Debt Consolidation Loans

  • Secured or Unsecured
  • Up to $25,000 Unsecured
  • Best for Consolidating Existing Loans with Other Financial Institutions
  • Maximum Term of 60 Months
  • Automatic Payment Options

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Share Secured Loans

  • Lower Interest Rate
  • Funds Deposited are Used as Collateral
  • Best for Building or Rebuilding Credit
  • Automatic Payment Options
  • Amount Pledged in Your Share Account is Reduced as the Loan Balance Decreases

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Shares On Deposit

  • 100% of Amount on Deposit in Regular CapEd Share Account
  • 100% on Deposit in Christmas Club Shares.

Certificates

  • 100% of Present Value of Certificate
  • Interest Rate is 1.50% Over the Stated Certificate Dividend Rate
  • Loan Maturity will not Exceed Maturity Date of the Certificate
  • Maximum Term of 60 months

Credit Builder Certificate Loans

  • 100% of Loan Proceeds are Deposited into a Certificate
  • Interest Rate is 1.50% Over the Stated Certificate Dividend Rate
  • Loan Maturity Will not Exceed the Maturity Date of the Certificate
  • Maximum Term of 36 Months
  • Maximum Loan Amount of $2,500
  • Certificate Balance will be Held for the Duration of the Loan
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