VISA® Credit Card

A CapEd VISA® Platinum Credit Card has a great introductory rate and no annual fee.

A Credit Card Solution for our Members

CapEd's VISA® Platinum Credit Card has a great introductory rate and it's easy to access your balance online.

  Great Introductory Rate

Take advantage of CapEd’s introductory rate of 4.90% APR1 with an intro period of 12 months. After the introductory period, the rate will be between 7.59% APR and 11.99% APR.

  Easy Access

Get your current balance and statement history by signing in to eBanking, selecting your credit card account, then click to view transactions to log in to the GoToMyCard portal.

  Raise Your Limit

Planning a summer vacation, getting married, or doing home repairs? Submit a request for a limit increase.

Benefits and Features

  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • Travelers' insurance
  • Earn Augeo Rewards points to be used for merchandise and travel

Augeo Rewards

Use your CapEd VISA® Credit Card and earn reward points for merchandise and travel with qualifying purchases. One reward point is earned per dollar purchased2. Log in to eBanking, select your credit card under Loans, and click to view your transactions. This will log you into the GoToMyCard portal where you can view your point balance and see what rewards are available to you.

Travelers' Insurance

Your CapEd VISA® Credit Card includes $1,000,000 accidental death and dismemberment coverage, baggage delay insurance, auto rental collision damage waiver, roadside dispatch, and cell phone protection for damage or theft of an eligible cell phone.


Apply Online

Easily apply online for a CapEd VISA® Credit Card, or find a CapEd location to apply in person.


I need help ...

Lost or stolen card? Need to dispute a transaction? We can help.

My card is lost or has been stolen

Please call immediately if you believe your card has been lost or stolen.

Toll free: (800) 442-4757
International: (972) 391-6840

I need to dispute a transaction

If you believe a transaction on your statement is in error, please log in to eBanking, select your credit card, select 'click to view transactions', and you will be taken to your GoToMyCard portal where you can dispute your transaction online. Alternatively, you can call (888) 829-6434 to start the process over the phone.