wellspoken

To Lease or To Finance: That is the Question!

When it comes to buying a new car, you have three options: purchasing it with cash, purchasing it through a loan (also known as financing) or leasing it. For most shoppers, the decision comes down to buying or leasing. On the surface, the differences between leasing and buying a vehicle seem fairly straightforward. Leasing a […]

Emergency Fund Bootcamp

An emergency fund is an essential part of your personal finances. Its importance is stressed in almost every personal finance book and budgeting blog, and yet 26% of Americans currently have no emergency fund in place. Of those who do have an emergency fund, up to two-thirds do not have the often-recommended six months’ worth […]

What’s The Best Card To Use?

Think fast: what’s the most recent financial decision you made? You likely won’t have to think too far back. It’s not the last account you opened, or the school loans you consolidated—it’s something much simpler that’s part of your daily routine. Think back to the last thing you purchased—your most recent financial decision was likely […]

Why Is It Called A Credit Union?

While bank and banking are universally understood and accepted terms, the term credit union is still largely misunderstood and unknown to many. Credit union is an unusual term, isn’t it? Is it just another name for a bank? Is it a credit card company? Do I have to be in a union to join? But, […]

Trick Or Treat At Linder

Come by CapEd Credit Union at Linder and McMillan on Monday, October 31st, and have a treat. From 10:00am until 7:00pm, the staff will be handing out candy, and costumed kids of all ages can get a photo sitting on the Re-Think Pink Tractor. We’re even giving away some prizes for our favorite costumes that […]

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