From Horace Mann

By Mike Sallee

“What does liability actually cover,” a client once asked me. “Is it even an important part of my insurance coverage?” I have thought about this question a lot over the years. Liability coverage is in many aspects the most important part of your insurance. It covers you in the case that if you cause an accident you will not be held liable for the damages. It is very important that you look at your policies to make sure that you have enough coverage. Are you covered if you cause an accident and the damages are over $100,000? A Majority of the policies have $100,000 limit or lower. I recommend you sit with your insurance agent and go over your coverages. Please let me know if you have any questions or if you would like me to go over your policies with you.

Contact Mike Sallee with the Horace Mann Companies at 208-385-0609.

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