A Medical Savings Account is an account where a member can pay for medical expenses and possibly receive a State of Idaho income tax deduction** on deposits made to the account. These accounts are offered as a regular share savings, a share draft checking, or a share certificate. Call a Member Services Representative for more information.

Opening Deposit

There is no minimum deposit required to open a medical share savings account.


Dividends are computed daily and compounded quarterly. Dividends are credited to your account every quarter.

Medical Savings Rates

The APY is accurate as of the last dividend declaration date.

Minimum Balance Dividend Rate APY*
$0.00 0.10% 0.10%

Service Charges

There are no service charges.

**Consult your tax advisor regarding potential tax benefits.
Idaho Medical Savings Account via Idaho.gov

Please Contact the Credit Union for our Current Truth in Savings Disclosure.

*APY Is Annual Percentage Yield. Rates are accurate as of the last dividend declaration date. Rates may change after the account is opened. Fees or other conditions could reduce the earnings on the account.

If you have any questions, please call our Member Services Department at 208-884-0150 or 800-223-SAVE (7283).

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